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n Credit Score: A larger credit score score will increase the probabilities of approval and favorable rates of interest.
Income: Lenders have a glance at the borrower’s income to ensure they can make repayments.
Debt-to-Income Ratio: This ratio helps assess the borrower’s capacity to handle further d

n **Budget Wisely:** Plan how you intend to make use of the funds, be it for small business setup, family expenses, or emergencies.
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